I also have hi freq. loss but not as bad as some others I have seen. I have opted to trial a pair of Phonak IIIs because it is actually cheaper than going to Costco becauase the way my insurance is set up. I did try the Costco version and the Bernafon Verite for a short period until I found out about the insurance. My Phonek Smart IIIs only have 6 channels and they are woking perfectly for me. I had the same speech issues that you mention. I would have to constantly ask people to repeat themselves. I still do on occasion but very rarely. Early on you still have to focus on what is being said. My opinion is not to worry about whether to get the ones that have 12 or sixteen channels. Either one will do fine. I thought the Verite had a slight "edge" over the Kirkland and offered other features. If money is an issue, and features like bluetooth are not needed, go with the Kirklands. Otherwise I would recommend the Verite. What's nice about Coscto is there trial period. Remember that you have to take awhile and let your brain adjust. Once you have them, you wish you would have bought them a lot sooner. Take them out and it sems like someone stuffed your ears with cotton. Good luck and no matter which ones you choose, you'll be amazed.
Phonak Smart III